Identity Theft

Pre-Paid Legal

Search On Site

Monday, February 15, 2010

Identity Theft and Life Events Legal Plan

Our Online Business Services provides various business services to protect Identity Theft and Life Events Legal Plan for you to protect yourself, your family and your entire organization. May also help your company mitigate potential future liability. Help to save businesses money, through a cutting edge benefit with no cost to the company. More specifically, We offer and IDT protection and restoration service which is coupled with a life services plan that helps to put companies in compliance with the current privacy laws while protecting their employees.

Identity Restoration Services. In the event of your identity is stolen, a trained expert will take the steps to restore his or her name and credit through restoration service.
People can reduce their out-of pocket expenses and time spent away from work with valuable services from detection to resolution.
Fraud alert notification will be sent on the member's behalf and applicable follow up will be done with affected agencies and institutions including: Credit card companies, financial institutions, all there credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, Law enforcement personnel and U.S. Postal Service.
Proactive searches of applicable local and national databases will be made on the memeber's behalf to look for information he or she may not be aware of, including: criminal activity in the member's name in his/her county records and certain federal watch lists, Department of Motor Vehicle records in his/her state, unknown addresses affiliated with his/her name, and banking activity ib his/her name reported as fraudulent.

Thursday, February 11, 2010

Preventive Legal Services and Privacy Laws

* Credit Report - An up-to-date credit report through Experian at no added cost.
- A Personal credit score calculated by an independent scoring service.
- A detailed analysis of their personal credit score.

* Continuous Credit Monitoring - Suspicious activity will be brought to your attention, providing early detection. you will receive prompt notification if the credit repository is notified by experian that :
- New account are opened in your name
- Derogatory notations are added to your credit report.
- Public records are added to your report
- Inquires are made against your report
- A change of address is requested.

* Identity Restoration Services. In the event of your identity is stolen, a trained expert will take the steps to restore his or her name and credit through restoration service.

* People can reduce their out-of pocket expenses and time spent awayfrom work with valuable services from detection to resolution.

* Fraud alert notification will be sent on the member's behalf and applicable follow up will be done with affected agencies and institutions including: Credit card companies, financial institutions, all there credit repositories, Social Security Administration, Federal Trade Commision, Department of Motor Vehicles, Law enforcement personnel and U.S. Postal Service.

* Proactive searches of applicable local and national databases will be made on the memeber's behalf to look for information he or she may not be aware of, including: criminal activity in the member's name in his/her county records and certain federal watch lists, Department of Motor Vehicle records in his/her state, unknown addresses affiliated with his/her name, and banking activity ib his/her name reported as fraudulent.

Wednesday, February 10, 2010

Identity Theft Prevalent at Work

New privacy laws may have created new liability for your company. Some of the new requirements to safeguard company confidential data include, but are not limited to:

1. Appoint an Information Security Officer for your company,
2. Educate your employees by holding the required meetings on privacy and security compliance,
3. Create a mitigation plan,
4. Have and train on your company’s Non-Public Information Policy and follow the policy,
5. Document all "Good Faith" measures and keep in your file as proof of your willingness to comply with these new laws.

Your Company now may have liability if you lose data and are non- compliance with these new laws. Even without a breach your company may be liable for substantial fines and penalties which could have a negative financial impact on your business or company.
FACTA, HIPAA, Gramm Leach Bliley Act, New Jersey Identity Theft Law and various other laws have created bankruptcy level exposure around your company's responsibility to safeguard data.

The FTC Red Flag Rules which was signed into law on Jan 1, 2008, and takes effect June 1, 2010 could make you directly liable for all of the vendors that have access to the sensitive data of your employees and customers.
Identity Theft Prevalent at Work
“With the workplace being the site of more than half of all identity thefts, HR executives must ‘stop thinking about data protection as solely an IT responsibility,’ says one expert. More education on appropriate handling and protection of information is necessary, among other efforts.”
“ID Thefts Prevalent at Work”, Human Resource Executive, April 5, 2007
The Cost to Businesses
- Employees can take up to 600 hours, mainly during business hours, to restore their identities.
- “If you experience a security breach, 20 percent of your affected customer base will no longer do business with you, 40 percent will consider ending the relationship, and 5 percent will be hiring lawyers!”*
- “When it comes to cleaning up this mess, companies on average spend 1,600 work hours per incident at a cost of $40,000 to $92,000 per victim.”*
*CIO Magazine, The Coming Pandemic, Michael Freidenberg, May 15th, 2006

Our company can assist you in making a reasonable attempt to comply with many of these new laws and at no cost to your business. We may even be able to assist your company in mitigating some of the potential liabilities you may have under these new laws.

Internet Based Job Opportunities

1. The Repetition Means Persistence.

The successful and long term ways to make extra money require persistence, which in most cases is the same as the ability to repeat actions several times. Hardly anybody will buy after the first contact. The stats show that about from 5 to 7 contacts, repetitions, are needed before the target person starts to react and to trust you.

2. You Have To Win The Trust Of Your Target Persons.

When you try to find ways to make money online, you can take an example from your own life. Would you buy something from a shopkeeper, who you do not know or have heard about? I doubt.

The nature of the trust is, that a prospect feels that you as a marketer are the kind of a person, who can serve the prospect so, that he can get benefits from your service in a different way.

3. You Have To Assure, That You Have A Long Term Operation.

If your prospect feels that you are again one short term marketer, who just try his luck, he will not commit to your offer. People love online sites, which are long term success stories, which are able to follow the trends, so that they have new content again and again.

A long term online presence means that a marketer knows the tricks how to compete successfully and how to survive and to make money online.

4. Your Major Target Is A Strong Brand.

The major requirement of a strong brand is that it has a promise to you, which gives benefits to your online business and which can stand out from the crowd. Everybody understands that this cannot happen in a short time but requires persistence.

To be able to become strong, a brand needs an ability to grow, i.e. to be able to change again and again. It must also be able to win market share, i.e. to go into the group of the leading players. This is the major commercial target.

To find ways to make money online requires persistence, which is the brother of a strong attitude. If you have these two features, it is a must that you will succeed. You see, all the online marketing tricks are just techniques, but the powerhouse is in your mind. It is a mix of the right attitude and a long term persistence.